Stock Market Mein Regular Paisa Kaise Banayein – SIP Ke Alawa Aur Kya Options Hain?
Aksar log sochte hain ki stock market sirf long-term paisa banane ka zariya hai, ya fir sirf SIP mein paisa daal ke baith jao aur bhagwaan bharose chhodo. Lekin agar aap soch rahe hain ki "bhai, kuch aisa batao jisse thoda regular cash flow aaye", to chaliye baat karte hain un options ke baare mein jo SIP ke alawa bhi kaafi kaam ke hain.
1. Dividend Stocks – Baith ke Kamao
Sochiye aapke paas kuch shares hain, aur har quarter ya saal mein company aapko paisa de rahi hai – bina kuch kiye. Bas aap shareholder hain, aur wo aapko dividend de rahi hai.
Jaise ITC, Coal India, ya HDFC Bank – ye companies time pe dividend deti hain. Agar aap inmein invest karte ho, to har saal thoda-bahut paisa aa jata hai.
Lekin yaad rahe: sirf dividend ke chakkar mein kharab company mat le lena. Hamesha dekhna ki business strong ho, aur future secure ho.
2. Covered Call – Shares Se Extra Kamaai
Agar aapke paas kuch shares already hain, to unpe options ka use karke aap extra paisa kama sakte ho. Isse kehte hain covered call.
Simple bhaasha mein – aap apne shares ke upar ek option bechte ho. Agar wo price nahi touch hoti, to aapko option ka premium milta hai. Bas baith ke paisa aa gaya.
Note: Isme thoda technical knowledge chahiye, lekin agar aap seekhna chahein to mushkil kuch nahi hai. Risk hai, lekin manageable hai.
3. REITs aur INVITs – Real Estate Without Real Estate
Real estate se rental income sabko pasand hai, lekin flat kharidna sabke bas ki baat nahi. REITs aur INVITs aapko usi rental ya toll income ka ek hissa dete hain – bina ghar liye.
Embassy REIT ya PowerGrid INVIT jaise options aapko har quarter kuch na kuch paisa dete hain. Ek tarah ka passive income.
Bonus: Isme liquidity bhi hoti hai, matlab jab chaho bech do.
4. Swing Trading – Thoda Active Approach
Agar aap thoda active ho, aur charts waqera dekh ke decision le sakte ho, to swing trading ek option hai.
Yeh 2-10 din ke andar ka short-term trading hota hai, jahan aap price movements ka fayda uthate ho. Sahi analysis aur thoda discipline ho to achha paisa ban sakta hai.
Warning: Emotions ko ghar chhod ke aana padega. Har roz market nahi dekha to chalega, lekin strategy honi chahiye.
5. Mutual Fund ke IDC-W Plans – SIP Wala Touch, But Income Bhi
SIP ka bhai – mutual fund ka dividend (ya naye naam se IDC-W) plan. Fund profit mein hoga to aapko thoda paisa milta rahega.
Ye har month ya quarter ek chhoti payout de deta hai. Zyada bada amount nahi hota, par stable hota hai – low maintenance logon ke liye perfect.
6. ETFs aur Arbitrage Funds – Low Risk, Decent Return
Agar aap safe khelna chahte hain, to ETFs ya arbitrage funds consider karo. Ye low-risk wale funds hote hain jahan profit thoda kam hota hai, lekin steady hota hai.
Short-term mein liquidity chahiye aur capital safe bhi rakhna hai? Try these.
Final Baat – Market Mein Kamai Ka Raaz
Dekho, stock market mein regular paisa kamaane ke liye ek combo chahiye – knowledge, patience aur thoda sa smartness. SIP ek solid option hai, lekin agar aap thoda aur active ho, to aap dividend, options, REITs ya swing trading jaisi strategies se bhi har mahine paisa bana sakte ho.
Bas ek cheez yaad rakhna – sab kuch ek hi din mein nahi hoga. Lekin agar aap consistent ho, seekhne ke liye tayyar ho, to market aapko zaroor reward karega.
