Mutual Funds vs Stocks: Naya Investor Kya Chune?
The investment of money today requires both necessity and social responsibility in this current time. Par jab naye investor ke samne mutual funds aur stocks ka option aata hai, toh unke liye chunav karna mushkil ho sakta hai. Dono hi investment options apni jagah faydemand hain, par yeh samajhna zaroori hai ki aapki risk-taking capacity, financial goals aur knowledge ke hisaab se kaunsa behtar rahega. Toh chaliye, mutual funds aur stocks ke beech ka farak samajhte hain aur dekhte hain ki naya investor kis option ko chun sakta hai.
Stocks Kya Hote Hain?
The ownership of any company is distributed through stock shares known as stocks. After you purchase shares from a company you automatically become one of its shareholders. Iska matlab hai ki agar company profit kamati hai, toh aapko bhi uska hissa mil sakta hai. When a company reports losses your stock value can decrease as well.
Stock market me investment ke fayde
1. Making an investment in stocks of the right company can result in a high level of returns. Individuals who purchased good companies' shares about 10-15 years ago received outstanding profits from their investments.
[09/03, 7:25 pm] ~ Milan Patidar: 2. Direct Control: Investor apne investment par pura control rakhta hai. The strategy of your choice enables you to purchase or sell shares according to your plan.
3. Dividend Income: Kai companies apne shareholders ko dividend ke roop mein profit ka hissa deti hain, jo ek extra income source ho sakta hai.
[09/03, 7:26 pm] ~ Milan Patidar: Stocks Ke Nuksan:
1. High Risk: Stock market volatile hota hai, aur agar market gira toh nuksan ho sakta hai.
2. To successfully invest in stocks one needs good knowledge about the market.
3. Time-Consuming: Stocks ki daily monitoring zaroori hoti hai, jo naye investors ke liye mushkil ho sakta hai.
[09/03, 7:26 pm] ~ Milan Patidar: Mutual Funds Kya Hote Hain?
A mutual fund operates as a pooled investment scheme that combines multiple investors' funds for professional managers to invest across separate stocks bonds and debt instruments. These diversified investments lower risk through this specific framework.
[09/03, 7:28 pm] ~ Milan Patidar: Mutual Funds Mein Nivesh Ke Fayde:
1. Few Advantages of Investing in Mutual Funds Come From Diversification Which Protects the Full Portfolio From Large Impacts Caused By Single Stock Declines.
2. Expert fund managers spend their time conducting research for investors to place their funds in optimal stock and security assets.
3. Potential investors find it convenient to start their fund participation through SIP Ke Zariye Investment using Systematic Investment Plan (SIP).
4. The Equity Linked Saving Scheme (ELSS) among other mutual funds offers tax-saving benefits to investors.
[09/03, 7:29 pm] ~ Milan Patidar: Mutual Funds Ke Nuksan:
1. Mutual funds charge a minimal fee known as fund management fees which may slightly reduce your returns.
2. The market variations affect mutual funds yet diversified holdings reduce overall risk exposure.
3. Investors cannot choose their own stocks when using mutual funds since the fund manager makes every investment decision.
[09/03, 7:29 pm] ~ Milan Patidar: Naya Investor Kya Chune?
Agar aap ek new investor ho aur aapko stock market ka kam se kam gyaan nahi hai, to aapko Mutual funds kitna accha option ho sakta hai. Mutual fund me aap SIP ke madhyam se kam rakam se shuru kar sakte hain aur chote-chote khate hokar market ka gyaan bhi le sakte hain.
[09/03, 7:30 pm] ~ Milan Patidar: Those who are ready to take risks and have good market knowledge can invest in stocks. Equity investments always carry risk and unsupervised investments may lead to financial losses.
Your investment decision depends entirely on your risk tolerance level and financial targets as well as your market understanding. New investors may find mutual funds to present safe and accessible opportunities for investing while experienced investors maintain their ability to invest directly in stocks.
Start your financial journey with a wise choice and invest through careful selection.
